Financial intelligence you can trust.

fydis.Verified AI output · Advice review
Question

Q3 advice remediation provision, fee-for-no-service review across the adviser book?

Attributed across 9 systems4 materially contributed

XPLANHUB24NETWEALTHBT PANORAMA+ 5 others

8 hashes resolved · verified · 0 unverified claims
Resolved in 1.6 s · signed by the Responsible ManagerRetained 7 years · tamper-evident

One figure, traced across nine systems back to the source, reconciled and signed off. Click it to follow the trail.

Where your data ends up.

Send a client file to a public model and it leaves your control. Keep the work in-house and it stays yours, with a record you can show.

Outside AIIn-house
Owned bythe vendoryour firm
Trains on your filesyesnever, by contract
Recordnone you can showhanded to a reviewer
Sign-offnobodyyour chain
Runs ina shared poolan isolated AU tenancy

The deadlines are already set.

Each of these is a real obligation with a start date. Most firms are not ready for them.

  1. 30 Apr 2026Issued

    APRA wrote to every entity it supervises about AI.

    A step change in AI risk management, with enforcement to follow. Not your regulator if you run an advice practice; it is the weather every regulator downstream now works in.

    What the letter signals
  2. 1 Jul 2026

    Three instruments commence on the same day.

  3. 10 Dec 2026

    Automated decision-making disclosure commences.

    Privacy Act APP 1.7: if AI touches a decision about a client, the privacy policy must say how. Disclosure is not possible for output nobody can trace.

    The disclosure obligation

ASIC REP 798 reviewed 624 AI use cases across 23 licensees and found half had no formal audit mechanism for AI output. The governance gap below is the same report’s finding.

Your team is already using AI. The proof isn’t there yet.

01Provenance

Client data lives in twelve places. AI output cites none of them.

Xplan, emails, file notes, fact finds, prior SOAs, research docs, spreadsheets. The model pulls from whatever the firm fed it and produces a clean paragraph with no trail back to the source. Six months later, when the licensee or ASIC asks where a claim came from, the firm has nothing.

02Obligation

Reconstructable on demand, for seven years.

Section 286 of the Corporations Act requires any advice artefact to be reconstructable on demand for 7 years. ASIC REP 798 warned in October 2024 that governance is lagging adoption. The calendar above adds the dates; this obligation has applied the whole time.

03Enablement

Half the licensees ASIC reviewed could not audit their AI output.

ChatGPT, Claude, Gemini ship outputs with no source, no method, no replay. Internal AI policies are not evidence on their own. So AI gets used on marketing copy and generic research, never on the client file where it would actually move the work.

What Fydis can take off your desk.

Each one is built into the systems you already use, and every result keeps its own record.

  1. Receivables follow-upAged debtors chased, escalated, and logged. No partner required.s286 trail
  2. Remediation calculationCohorts identified, impact quantified, the RG 277 pack assembled.RG 277
  3. Fee disclosure statementsCompiled from the platforms, reconciled to the dollar.FDS
  4. AML onboarding checksCustomer due diligence run and documented for Tranche 2.AML/CTF T2
  5. Audit file assemblyWorking papers gathered, indexed, replayable.audit pack
  6. Board packsGenerated from the GL, citations baked in.board
  7. + What your firm needsScoped in the assessment.

Your data stays put. Every answer comes with its proof.

Every request runs through the same four steps. Here is what goes in, and what comes out.

  1. 01

    Brief

    A question in plain language, the way you would brief a junior. You attach the client file, and nothing is re-keyed.

  2. 02

    Retrieve

    Fydis reads the systems the practice already runs and pulls the source rows, not summaries of them.

  3. 03

    Verify

    Every claim resolves to a source row and figures reconcile to the dollar. Each check states the condition that fails it.

  4. 04

    Evidence

    Clause map, sign-off record and replay hash, packed with the answer and ready to sign.

Your data stays private

Client data stays in Australia (AU data residency · AWS ap-southeast-2 (Sydney)), in your own tenancy, not a shared pool. We never train on it. It is as private as the file it came from.

Every answer is provable

Nothing leaves Fydis without its proof: the source rows, the clause it maps to, a replay hash, and a sign-off. If it cannot be evidenced, it does not ship.

Integrations

It works with the tools you already use.

Fydis reads your existing systems directly. Every figure it produces links back to the record it came from.

  • Xplan
  • Iress
  • AdviserLogic
  • Morningstar
  • HUB24
  • Netwealth
  • BT Panorama
  • Praemium
  • Macquarie
  • Class Super
  • AMP
  • Insignia

See where any number came from.

A model gives you a figure. Fydis gives you the figure plus the source rows behind it, reconciled and signed off. Try both below.

fydis.VERIFIED RECORD · FYDIS-RG277-Q3
Brief

Q3 fee-for-no-service remediation provision, across the adviser book.

The answer
Where did this come from
  1. XplanFee ledger · advice fees charged 2014-20211,194,240
  2. HUB24Platform fee rebates · affected accounts612,830
  3. NetwealthAdviser service fees · no documented service385,460
  4. BT PanoramaLegacy book trail fees · pre-transition258,862
Reconciles to the dollar, across 4 of 9 systems consulted= 2,451,392

Signed by the Responsible Managerreplay hash sha256:4c9e1aa802f6audit-ready

See it on real working files.

Four working files on sandboxed data. Toggle each between the raw draft and the verified record.

STRAT-2026-XQRAW
fydis.Senior Financial Planner

Based on your current assets, you will have a retirement funding gap of $200,000. We suggest rolling your super into the Growth Fund to save on fees. This should help you reach your goals by age 65 if market conditions remain favourable and you continue current contributions.

PROVENANCE:NONE

The people behind it.

We are early, and we will say so plainly. Everything on this page is real: what is built is listed, what is in progress is dated, and nobody here is invented.

Founder
Parsa Aghdasi · builds Fydis · the company page
Reviewed by
Jason Fairclough · Lead Auditor, BSI Group · ISO 27001 and ISO 42001 certification experience · reviews the evidence chain against the controls a third-party auditor would test
Assurance
ISO 27001 and SOC 2 Type II programs in progress, reviewed by a working BSI lead auditor. Assurance register on the trust page. The register
Design partners
Five to eight firms, total. Twelve-month price lock, founder access, terms published in full · the program
fydis.The engagement · four phases
§09

Start with the assessment.

Fixed fee, scoped in one call. We sit with how your firm actually works, then hand you the findings, the exposure register, and a costed roadmap. Yours to keep, whoever you build with. It doubles as scoping for the build.

Cautious? Inspect a verified output in the sandbox first. No signup, no email.

The engagement runs four phases: assess, build, certify, manage. The full terms

AML/CTF Tranche 2 obligations commence 1 July 2026. APP 1.7 ADM disclosure commences 10 December 2026. An assessment now leaves runway to stand the build up before either date.

Encryption
TLS 1.2 · AES-256 · AU region KMS
Privacy
OAIC APP 6 aligned · no client data in training
Controls
SOC 2 Type II in progress · ISO 27001 in progress
Retention
7 years tamper-evident · append-only event log
Prepared by the Fydis team · hello@abrlabs.ioFixed fee · scoped on the call
Afterwards

What the firm feels like.

Every number comes with its source. The files come together on their own. The deadlines stop sneaking up on you. The questions you would take to a senior get answered straight from your own records, with the working attached. And nobody stays late for the regulator.

SIGNED

THE SIGNATURE STAYS YOURS.